Master Agreement Between the Government of the Province of Alberta and the Alberta Union of Provincial Employees

Article 35

Insurance

35.01 MyCHOICE Core Group Life and Accidental Death and Dismemberment, MyCHOICE Dependent's Life and MyCHOICE Enhanced Group Life.
(a) The eligibility of Employees to participate in the Core Group Life Insurance Plan and Accidental Death and Dismemberment is subject to Article 4, and participation is a condition of employment for all eligible Employees who commenced employment on or after December 1st, 1971.
(b) The amount of Core Group Life Insurance for an eligible Employee is equivalent to either:
(i) 1.0 times basic annual salary, rounded to the next highest $1,000.00 up to a maximum amount of insurance of $400,000.00; or
(ii) 2.5 times basic annual salary, rounded to the next highest $1,000.00, up to a maximum amount of insurance of $400,000.00; or
(iii) 1.0 times basic annual salary, rounded to the next highest $1,000.00 up to a maximum amount of insurance of $400,000.00, on the 1st day of the bi-weekly pay period following the employee’s 65th birthday; or
(iv) Effective October 1, 2008, a flat dollar amount of $25,000, on the 1st day of the bi-weekly pay period following the employee’s 70th birthday until the end of the pay period in which the employee reaches age 75.
(c) Each Employee insured for Core Group Life Insurance under Sub-Clause (b), shall also be covered for an additional amount of insurance in the event of accidental death or dismemberment, with a principal sum equivalent to the Employee's amount of Core Group Life Insurance except that if the accidental death or dismemberment results from injury while the insured Employee is performing his duties for the Employer, including travelling on Employer business, the principal sum shall be equivalent to four (4) times the Employee's basic annual salary up to a maximum of $400,000.00.
(d) The Employer shall pay two-thirds (2/3) and the Employee shall pay one-third (1/3) of the monthly premium costs, calculated on a bi-weekly basis, for the Core Group Life and Accidental Death and Dismemberment, where an Employee is covered for the insurance pursuant to Sub‑Clauses (b) and (c) above.
(e) Where an Employee is not covered under Sub-Clause (b) but is now insured for the single lump sum amount of insurance of $4,000.00, the Employee shall also be covered for an additional amount of insurance in the event of an accidental death or dismemberment with a principal sum of $4,000.00 except that if the accidental death or dismemberment results from injury while the insured Employee is performing his duties for the Employer, including travelling on Employer business, the principal sum shall be equivalent to four (4) times the Employee’s basic annual salary up to a maximum of $400,000.00.  The Employer shall pay the total monthly premium cost, calculated on a bi-weekly basis, for those eligible Employees.
(f) (i) The Employer shall administer a policy of optional Dependent's Life Insurance and the entire premium shall be paid by each eligible Employee opting for such coverage.
  (ii) The Employer shall administer a policy of optional Enhanced Group Life Insurance and the entire premium shall be paid by each eligible Employee opting for such coverage, subject to evidence of insurability.
(g) All insurance coverage specified under Clause 35.01 shall be in accordance with the terms and conditions contained in a policy of insurance of which the Employer is the policy holder. The terms and conditions shall not be considered as incorporated in this Collective Agreement by reference or necessary intendment.  Differences respecting any matters related to the administration and application of the MyCHOICE Group Life Insurance plans are not subject to the grievance and arbitration provisions of this Collective Agreement.  The Union shall be provided with a copy of the policy of insurance and any amendments to the policy.
35.02 Accidental Death and Dismemberment Insurance for Employees not insured under Clause 35.01:
(a) The Employer shall maintain a Master Insurance Policy for all Employees covered by this Agreement who are not insured for the insurance specified in Clause 35.01, that provides insurance coverage up to a maximum principal sum of $400,000.00 in the event of accidental death or dismemberment resulting from injury occurring while working for the Employer including travelling on Employer business.
(b) The total premium cost of this Master Insurance Policy shall be paid by the Employer.
(c) Coverage provided shall be in accordance with the terms and conditions of the Master Policy of Insurance of which the Employer is the policy holder. The Employer shall provide the Union with a copy of the policy and any letter of intent issued by the Insurer.
35.03 The Employer shall provide general liability insurance coverage for all Employees covered by this Agreement while engaged in the scope of their regular work duties. Coverage provided will be in accordance with the terms and conditions of the Master Comprehensive General Liability Policy of which the Employer is the policy holder.

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14 Acting Incumbent
Addendum I
Addendum II
40 Adoption/Parental Leave
37 Annual Vacation Leave
4 Application
13 Attendance
26 Authorized Expenses
19 Call Back Pay
31 Casual Illness
36A Christmas Closure
25 Correctional Institution Salary Allowance
41 Court Leave
1 Definitions
28 Disciplinary Action
49 Employee Benefits Committee
10 Employer-Employee Relations
9 Employer-Union Relations
42 Employment Insurance Premium Reduction
24 Forest Fire Operations, Flood Control and Pollution Control
32 General Illness
29 Grievance Procedure
50 Harassment and Discrimination
34 Health Plan Benefits
16 Hours of Work
30 Institutional Fire Prevention and Control
35 Insurance
12 Lay-Off and Recall
46 Leave Without Pay
7 Legislation and the Collective Agreement
Letter of Intent #1 - Employee Relations Committee
Letter of Understanding #14 - 55th to 57th Parallel Retention Allowance
Letter of Understanding #6 - 6 and 3 Work Schedules
Letter of Understanding #13 - Attraction Bonus
Letter of Understanding #2 - Employment Standards Code, Scheme of Employment Covering the Master and Subsidiary Agreements
Letter of Understanding #7 - Health Spending Account
Letter of Understanding #9 - Legal Fees
Letter of Understanding #10 - Legal Indemnification
Letter of Understanding #12 - Northern Leave
Letter of Understanding #11 - Northern Trips
Letter of Understanding #8 - Paid Up Life Insurance
Letter of Understanding #5 - Payout of Annual Vacation
Letter of Understanding #4 - Separation for Temporary Employees and 2850 Hour Wage Employees
Letter of Understanding #3 - Separation Payment for Restructuring
Letter of Understanding #1 - Terms of Reference Article 49 - Employee Benefits Committee
33A Long Term Disability (LTD)
5 Management Recognition
3 Master/Subsidiary Agreements
40A Maternity Leave
39 Military Leave
22 Northern Allowance Pay
17 Overtime
36 Paid Holidays
44 Parking
15 Position Abolishment
Preamble
48 Printing of Agreements
27 Probationary Employee and Period
33 Proof of Illness
45 Rates of Pay
20 Reporting Pay
43 Safety and Health
Schedule - Separation Payment
18 Shift Differential
38 Special Leave 
Standard Separation for Temporary and 2850 Hour Wage Bargaining Unit Employees Termination Agreement
Standard Separation Payment for Restructuring Termination Agreement for Bargaining Unit Employees
21 Standby Pay
Supplement I - Institution Fire Prevention and Control Fire Fighters - Schedule of Remuneration
Supplement II - Modified or Flexible Hours of Work
47 Term and Effective Date
2 Terms of Employment
11 Time Off for Union Business
8 Union Membership and Dues Check-Off
6 Union Recognition
18A Weekend Premium
23 Workers' Compensation Supplement
   
Note: The following Letters do not form part of the Master Agreement but are included here for  information purposes only.
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